INSURANCE

Home Insurance

Flexible home cover that protects your space and belongings with clarity and care.

A couple working on a laptop at a table near a window. They are drinking from mugs and looking at the screen.
INSURANCE

Home Insurance

Flexible home cover that protects your space and belongings with clarity and care.

A couple working on a laptop at a table near a window. They are drinking from mugs and looking at the screen.
INSURANCE

Home Insurance

Flexible home cover that protects your space and belongings with clarity and care.

A couple working on a laptop at a table near a window. They are drinking from mugs and looking at the screen.

What you get with Midlands

Reliable protection

Coverage for fire, water, and theft that keeps your home secure.

Flexible plans

Choose the level that fits your home, budget, and pace of life.

Fast claims

Quick, clear help from people who understand what matters.

Save 10% on home coverage

Protect your home with peace of mind and enjoy 10% off your first year.

What you get with Midlands

Reliable protection

Coverage for fire, water, and theft that keeps your home secure.

Flexible plans

Choose the level that fits your home, budget, and pace of life.

Fast claims

Quick, clear help from people who understand what matters.

Save 10% on home coverage

Protect your home with peace of mind and enjoy 10% off your first year.

What you get with Midlands

Reliable protection

Coverage for fire, water, and theft that keeps your home secure.

Flexible plans

Choose the level that fits your home, budget, and pace of life.

Fast claims

Quick, clear help from people who understand what matters.

Save 10% on home coverage

Protect your home with peace of mind and enjoy 10% off your first year.

Good things to know

About Home Insurance

Home insurance is about feeling at ease where life happens. It covers the structure, the things you love, and the small details that make a house a home. Whether you own an apartment, a townhouse, or a summer place, this plan helps with fire, water damage, theft, liability, and those costs you don’t plan for. Clear terms, flexible options, and quick support when you need it.

What’s included

• Full property protection for fire, water, and theft
• Coverage for furniture, electronics, and valuables
• Personal liability for you and your household
• Optional extras for vacation homes and special items
• Fast, transparent claims with real updates

How it works

  1. Choose the coverage level that fits your life.

  2. Review the details and adjust any add‑ons.

  3. Get covered in minutes — we’ll handle the rest.

Why it matters

Insurance should feel simple and supportive. With Midlands, you get clear choices, fair pricing, and quick help when you need it — so you can focus on what’s ahead.

Get started

Protect your home today. Get a quick quote or talk to our team.

Get started

Get 10% off first year when you bundle your plans with Midlands.

See what your insurance could cost

Prices here are just examples. We’ll tailor a quote to fit your home, coverage level, and what matters most to you.

Home Insurance

10% off first year

Get protection that makes sense for real life. Your home, your stuff, and the little things that make it yours — all covered under one simple plan.

Fire, water, and theft coverage

Optional cover for valuables

Personal liability protection

Fast claims with updates

Furniture and electronics included

Add a vacation home option

Starting price

199

/month

No commitment.

See what your insurance could cost

Prices here are just examples. We’ll tailor a quote to fit your home, coverage level, and what matters most to you.

Home Insurance

10% off first year

Get protection that makes sense for real life. Your home, your stuff, and the little things that make it yours — all covered under one simple plan.

Fire, water, and theft coverage

Optional cover for valuables

Personal liability protection

Fast claims with updates

Furniture and electronics included

Add a vacation home option

Starting price

199

/month

No commitment.

See what your insurance could cost

Prices here are just examples. We’ll tailor a quote to fit your home, coverage level, and what matters most to you.

Home Insurance

10% off first year

Get protection that makes sense for real life. Your home, your stuff, and the little things that make it yours — all covered under one simple plan.

Fire, water, and theft coverage

Optional cover for valuables

Personal liability protection

Fast claims with updates

Furniture and electronics included

Add a vacation home option

Starting price

199

/month

No commitment.

FAQs

Frequently asked questions

In case you missed anything and had some more questions.

What is included in a typical home insurance policy?

Home insurance typically includes:

  • Property protection

  • Personal belongings

  • Liability coverage

  • Temporary housing

Check your plan for exact details.

Can I insure more than one property?

Yes, you can add multiple properties to your account. Each will have its own policy and pricing.

What is not covered by home insurance?

Home insurance typically doesn’t cover:

  • Wear and tear

  • Pest damage

  • Intentional damage

Always read your policy for details.

Does home insurance cover water damage?

It depends on the cause. Sudden pipe bursts are usually covered. Ongoing leaks may not be.

Am I covered during home renovations?

You’re still covered, but major renovations should be reported. Some parts may require additional coverage.

FAQs

Frequently asked questions

In case you missed anything and had some more questions.

What is included in a typical home insurance policy?

Home insurance typically includes:

  • Property protection

  • Personal belongings

  • Liability coverage

  • Temporary housing

Check your plan for exact details.

Can I insure more than one property?

Yes, you can add multiple properties to your account. Each will have its own policy and pricing.

What is not covered by home insurance?

Home insurance typically doesn’t cover:

  • Wear and tear

  • Pest damage

  • Intentional damage

Always read your policy for details.

Does home insurance cover water damage?

It depends on the cause. Sudden pipe bursts are usually covered. Ongoing leaks may not be.

Am I covered during home renovations?

You’re still covered, but major renovations should be reported. Some parts may require additional coverage.

FAQs

Frequently asked questions

In case you missed anything and had some more questions.

What is included in a typical home insurance policy?

Home insurance typically includes:

  • Property protection

  • Personal belongings

  • Liability coverage

  • Temporary housing

Check your plan for exact details.

Can I insure more than one property?

Yes, you can add multiple properties to your account. Each will have its own policy and pricing.

What is not covered by home insurance?

Home insurance typically doesn’t cover:

  • Wear and tear

  • Pest damage

  • Intentional damage

Always read your policy for details.

Does home insurance cover water damage?

It depends on the cause. Sudden pipe bursts are usually covered. Ongoing leaks may not be.

Am I covered during home renovations?

You’re still covered, but major renovations should be reported. Some parts may require additional coverage.

Insurance that fits your life.

Insurance that fits your life.

Insurance that fits your life.

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