These Terms and Conditions (“Terms”) govern your use of the Midlands Insurance website and related services. By accessing or using our site, you agree to be bound by these Terms. Please read them carefully.

1. General information

Midlands Insurance (“Midlands,” “we,” “our,” or “us”) provides insurance-related information and services through this website. All content is for general informational purposes only and should not be considered legal, financial, or professional advice.

2. Eligibility

You must be at least 18 years old to use this site or request a quote. By using this website, you confirm that you meet this requirement.

3. Use of information

We make reasonable efforts to keep information accurate and up to date but do not guarantee completeness, reliability, or timeliness. Midlands is not responsible for any errors or omissions or for results obtained from using this information.

4. Quotes and services

Any quotes or coverage details provided through this website are illustrative only and do not constitute a binding offer. Final terms of insurance coverage will be provided in your official policy documents.

5. Intellectual property

All text, graphics, logos, and other materials on this website are the property of Midlands Insurance or its licensors and may not be copied, distributed, or used without prior written consent.

6. Privacy

We handle personal information in accordance with our [Privacy Policy]. By using this website, you consent to the collection and use of your information as described there.

7. Limitation of liability

Midlands Insurance is not liable for any damages arising from your use of this website or reliance on its content, including indirect or consequential losses.

8. Changes to these Terms

We may update these Terms from time to time. Continued use of the site after changes are posted constitutes your acceptance of the revised Terms.